I am expanding once again. In my effort to help consumers, I am now offering my services for lemon law cases. I have been handling these when they come to me, but now my firm is going to expand its focus on lemon law cases. To help consumers, I am now offering a free report on 10 things you need to know about lemons. This free report is available by emailing me at lemons@jonathangstein.com. Remember, if you bought a lemon in California, you have rights. Email me to find out more.

A new report has suggested that Britons are more willing to cut back on holidays and meals out than on communication technology when it comes to saving money and avoiding debt.

In its annual report, Ofcom said that consumers consider spending on mobile phones, internet and TV subscriptions to be a higher priority than almost anything except food, the BBC reports.

A spokesperson for Debt Advisers Direct said that people looking to avoid or manage debt should think very carefully about where to cut back.

“Obviously, things like food and toiletries are essential, but things like electronics are usually not, and they tend to be expensive. Continue reading…

Home repossessions have fallen in the UK by ten per cent during the second quarter of 2009, as banks are under pressure to be more lenient with borrowers who fall behind with repayments.

Figures from the Council of Mortgage Lenders (CML), released today, showed a 10 per cent decrease in the number of repossessions from April to June. In the first three months of the year there were 12,700, which is equivalent to one property per thousand, compared to 11,400 in the second quarter.

The continuation of low interest rates means that the number of mortgage loans in arrears has also dropped off.

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Citizen’s Advice Scotland has raised concern over mounting debt problems, with consumer debt being the biggest issue that advice was sought for during the past year.

The Citizen’s Advice annual report showed a 14 per cent increase in debt related issues over the past year. Debt related enquiries made up 30 per cent of 976,989 enquiries handled by advisors during 2008-9.

Despite recent talk of ‘green shoots’ in the economy, Citizen’s Advice Scotland warn that the outlook is bleak for many. There was

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